I understand the challenges small business owners face when navigating the complexities of the Bounce Back Loan (BBL) scheme.
Since launching my dedicated helpline, I’ve taken over 19,000 calls from people just like you – business owners seeking clear, honest, and practical advice to manage their BBL obligations.
Whether you’re struggling with repayments, worried about defaulting, or looking to explore settlement options, I’m here to guide you through every step with confidential, no-judgment support.
Why Call the Bounce Back Loan Helpline?
The BBL scheme was a lifeline for many during the COVID-19 pandemic, offering loans of up to £50,000 to help businesses stay afloat.
But with repayments now in full swing, many are finding it tough to keep up. That’s where I come in.
My helpline offers personalized guidance tailored to your unique situation, helping you regain control of your finances and peace of mind. Here’s what I can do for you:
Expert Guidance on Defaulting: Worried about missing payments or already in arrears? Defaulting on a BBL doesn’t have to be a dead end.
I’ll walk you through the default process, explain how lenders handle defaults, and share insights on the government guarantee that protects lenders (and what it means for you).
Many lenders are open to flexible solutions, and I’ll help you understand your options to avoid unnecessary stress or legal action.
Setting Up Affordable Repayment Plans: Struggling to meet your monthly BBL repayments? I’ll guide you through the Pay As You Grow (PAYG) options, which allow you to extend your loan term to 10 years, take a six-month repayment holiday, or switch to interest-only payments for up to six months (available up to three times).
I can also help you negotiate with lenders to set up affordable repayment plans that fit your budget – sometimes as low as £1 per month after default.
Exploring BBL Settlements: Did you know some lenders offer BBL settlement discounts for defaulters, potentially reducing your debt by as much as 98p in the £1?
I’ll explain how these settlements work, when they’re offered, and how to approach your lender to secure the best possible outcome. My goal is to help you resolve your BBL debt in a way that works for you.
Confidential, Friendly Advice: No matter your situation, I’m here to listen and provide clear, actionable advice without jargon or judgment.
Whether you’re facing financial strain, mental health challenges, or just need someone to explain your options, my helpline is a safe space to get the support you need.
Why People Trust the Bounce Back Loan Helpline
With over 19,000 calls and counting, my helpline has become a go-to resource for BBL borrowers across the UK.
Real Experience: I’ve spoken to thousands of business owners, from sole traders to limited company directors, and helped them navigate every aspect of the BBL scheme – from applications to defaults and everything in between.
Up-to-Date Insights: I stay on top of the latest lender policies, government updates, and industry trends. My Interviews with the British Business Bank and daily feedback received from customers of all BBL lenders ensures that I have the most current information to share.
Defaulter-Friendly Approach: I know that defaulting can feel overwhelming, but many lenders have defaulter-friendly systems in place. I’ll show you how to work with your lender to achieve outcomes like affordable repayments or even debt write-offs before, during or even after the 12-month recovery period.
Proven Results: Helpline callers have secured repayment plans, settlement discounts, and peace of mind.
What Happens When You Call?
When you reach out to the Bounce Back Loan Helpline, you’re not just getting advice – you’re getting a partner in navigating your BBL challenges. Here’s what to expect:
A Confidential Chat: Share your situation with me, Mike, who is the only person taking the calls, and I’ll listen carefully to understand your financial position, loan details, and concerns.
Clear Explanations: I’ll break down your options in plain English, whether it’s exploring PAYG, negotiating with your lender, or understanding the default process.
Tailored Advice: Every business is different. I’ll provide personalized recommendations based on your circumstances, whether you’re solvent but struggling or facing insolvency.
Next Steps: I’ll give you a clear plan of action, from contacting your lender to exploring settlement opportunities.
Don’t Wait – Call Me Today!
If you’re feeling overwhelmed by your Bounce Back Loan, you don’t have to face it alone.
The Bounce Back Loan Helpline is here to provide the support and clarity you need to move forward. With over 19,000 calls answered and countless success stories, we’re ready to help you find a solution that works.
- Call me now for a confidential, no-obligation chat
- Available 7 days a week, 4am–4pm
Don’t let BBL stress hold you back. Pick up the phone and give me a call
Subscribers Have Access to the Helpline and Website
To subscribe to the website for one full year and also have full access to the helpline for 12 months you simply need to make a donation to allow me to continue offering help and support to those having difficulties with their Bounce Back Loan, and keeping you fully up to date with the twists and turns of the BBL scheme via my news articles and updates.
As the Bounce Back Loan default and recoveries process takes around 12 months, your donation will ensure that you always have access to the website and probably more importantly the helpline for the year ahead, on which I can walk and talk you through the process as you reach each stage, during those 12 months.
Due to the sister website MrBounceBack.com becoming so stacked with over 5,000 web pages, I have launched this new website which will mirror that site but just focus on the stuff you need to know, but comes with a different pricing model, as I know not everyone can afford to sign up on a monthly recurring subscription.
Donate Today
Simply choose an amount you wish to donate, and once your payment has been processed simply send a text message to 07437 618228 please give me your name in that message and I will match you up with the payment and send you a username and password for the website along with the new BBL Helpline number.
You should receive them by text message usually in a minute or so. You will then have full access to the website and helpline for one full year.
Click HERE to make a £25 donation
Click HERE to make a £50 donation
Click HERE to make a £100 donation
Click HERE to make a £500 donation
Please note the number above is purely for this process and the Helpline number will be sent to you along with your website log in details.
About My BBL Helpline
Do not sit there worrying alone, if you have something stressing you out about your Bounce Back Loan, feel free to give me a call, you can do so in complete confidence and it will be me taking the calls, no one else.
Having interviewed BBL bank bosses and their staff:
Badgered and interviewed the British Business Bank:
Along with questioning Ministers and Government Departments and even sitting in on Parliamentary BBL related Committee Meetings, I am very well versed in how the very unique and often extremely baffling rules associated with the BBL scheme work.
I am not offering legal or financial advice and do not give me any of your personal or business banking details etc, but what I will be offering you is someone to talk to, for believe me, in the last few years, I have seen everything regarding BBLs, and I do mean everything.
I will happily talk you through the entire default process if that is what you want to know more about and enlighten you on the “world of magic” that can and does open for your BBL Lender and yourself when you default, and once you know that you will then understand why Lenders push you to default when you tell them you cannot afford to repay your Bounce Back Loan any longer.
It can be a lonely place when something is playing on your mind, much more so when it’s a Bounce Back Loan you cannot afford to repay, so please do not fear phoning me up.
Keep Me Updated
If you do call, please keep me updated on how you get on, for whilst your first call may be stressful or daunting, when getting things off your chest, once you know you have nothing to fear and that hassle free journey then plays out personally for you moving forward, you can then try and Bounce Back but without the stress of an unaffordable BBL.
