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  • [ September 22, 2025 ] David and Charlemagne McLoughlin, Directors of OCD Ventures Ltd, Receive 7-Year Bans for Misrepresenting Turnover to Secure £50,000 HSBC Bounce Back Loan BBL Blaggers
  • [ September 21, 2025 ] The Former Director General of the Institute of Directors, Anna Daroy Banned for 10 Years Over Fraudulent Second Bounce Back Loan BBL Blaggers
  • [ September 21, 2025 ] Mark Degnan Confiscation Order Hearing for Dual Bounce Back Loan Fraud, Judge Tells Him to Repay the Money or Face a Year in Prison BBL Abuse Punishments
  • [ September 21, 2025 ] Covid Corruption Commissioner Slams Insolvency Service as BBL Voluntary Repayment Scheme Shows Signs of “Two-Tier” Justice, with Some Participants Facing Court The Usual Madness
  • [ September 20, 2025 ] You Are Beauty Ltd’s Giulia Muscara Banned for 11 Years Over False Turnover Claims Relating to a £50,000 Bounce Back Loan BBL Blaggers
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September 22, 2025
HomeBBL Complaints Upheld

BBL Complaints Upheld

I know a lot of people feel ripped off or cheated by a Bounce Back Loan Lender, and some are pondering whether it will be worth their time and trouble taking their complaint to the Financial Ombudsman Service.

In this section of the website I have compiled BBL cases that have been upheld by an Ombudsman, and as such by perusing each case, it may give you some idea as to whether it is worth submitting your complaint, based on other successful outcomes.

Be aware, I have also compiled a section that will enlighten you on BBL related cases Ombudsmen have tossed out, so do check that section out too here > Bounce Back Loan Complaints Dismissed

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Issue Replica Bounce Back Loan for 2020 Application Errors, Ombudsman Upholds Complaint

HSBC mishandled a 2020 Bounce Back Loan application, prompting a 2023 order to issue a replica loan. The Ombudsman upheld the complaint, reaching a compromise with compensation after HSBC’s objections. […]

Natwest upheld
BBL Complaints Upheld

NatWest Ordered to Pay Compensation for Unclear Bounce Back Loan Trading Rules, Ombudsman Upholds Complaint

NatWest’s unclear use of trading terms confused a Bounce Back Loan applicant. The Ombudsman upheld the complaint, awarding compensation for the bank’s lack of clarity. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Pay £150 for Cancelling Bounce Back Loan Application, Ombudsman Upholds Complaint

HSBC cancelled a Bounce Back Loan application after two years, causing delays. The Ombudsman upheld the complaint, affirming the bank’s £150 compensation as fair. […]

Lloyds upheld
BBL Complaints Upheld

Lloyds Ordered to Refund Half of Scammed Bounce Back Loan Funds, Ombudsman Upholds Complaint

A Lloyds customer lost Bounce Back Loan funds to a cryptocurrency scam. The Ombudsman upheld the complaint, ordering a refund of half the lost funds with interest. […]

Lloyds upheld
BBL Complaints Upheld

Lloyds Ordered to Reduce Bounce Back Loan Debt by Half After Wife’s Death, Ombudsman Upholds Complaint

A man’s wife applied for a Bounce Back Loan using his account before her death. The Ombudsman upheld the complaint, ordering Lloyds to reduce the debt by half. […]

Natwest upheld
BBL Complaints Upheld

NatWest Ordered to Pay £100 for Ignoring Bounce Back Loan Repayment Issues, Ombudsman Upholds Complaint

NatWest ignored a customer unable to repay a Bounce Back Loan, offering £100 compensation. The Ombudsman upheld the complaint, urging the customer to negotiate repayment. […]

Santander upheld
BBL Complaints Upheld

Santander Ordered to Pay Compensation for Demanding Bounce Back Loan Repayment, Ombudsman Upholds Complaint

Santander demanded a Bounce Back Loan repayment despite allowing turnover estimates, citing fine print. The Ombudsman upheld the complaint, ordering compensation for misleading information. […]

Barclays upheld
BBL Complaints Upheld

Barclays Ordered to Pay £200 for Declining Bounce Back Loan and Closing Account, Ombudsman Upholds Complaint

Barclays declined a sole trader’s Bounce Back Loan and closed his account. The Ombudsman upheld the complaint, affirming the bank’s £200 compensation for the mishandling. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Pay £150 for Misleading on Bounce Back Loan Liability, Ombudsman Upholds Complaint

HSBC falsely told a director he was personally liable for a Bounce Back Loan. The Ombudsman upheld the complaint, ordering £150 compensation for the misinformation. […]

Natwest upheld
BBL Complaints Upheld

NatWest Ordered to Write Off Bounce Back Loan for Ineligible Business, Ombudsman Upholds Complaint

NatWest advised a director to apply for a Bounce Back Loan to clear debt, despite his non-trading business. The Ombudsman upheld the complaint, ordering the loan written off. […]

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Mikemrbb

Have a good look around the website, and if you are having any difficulties whatsoever repaying your Bounce Back Loan, or need a chat about what you may feel is a unique BBL related problem, give me a bell on the helpline, I will get you sorted, just like I have done with everyone who called before you. – Mike (Mr Bounce Back)

BBL “Amnesty”

Dark arts

Leaked Emails Show Labour Plan to Politicize and Weaponize the Public Authorities (Fraud, Error and Recovery) Bill, Using the Public Sector Fraud Authority to Concentrate Their Initial Efforts Making Examples of Right Leaning Councillors, Celebrities and “Patriots” – Take a Look at the Hit List and Watch as it Plays Out

Now Live

The list of those “on the right” that they are planning to target is very large, so just be aware of that fact. […]

Bbl summer of love launch day

The Official Announcement from HM Government and Some Words from the Covid Corruption Commissioner About the “Bounce Back Loan Voluntary Repayment Scheme” (BBL Summer of Love – BBL Winter of Regret) Which is Now Live – Don’t Miss Your Chance to Get Off the BBL Naughty List

Now Live

This is your chance to draw a line under any Bounce Back Loan skulduggery or on purpose/accidental BBL mischief you have been party to. […]

Updates

Bbl concerns

Most People Cannot Pull £50,000 (or However Much) Out of Their Back Pocket Before December to Repay an Erroneous Bounce Back Loan (When the Money Was Probably All Spent on Their Business Anyway) – This is What You Should Consider Doing If You Have Any Worries or Concerns About the Legitimacy of Your BBL

If you are going up the wall with worry, and a lot of people are doing so right now what with the BBL Voluntary Repayment Scheme going live, then read on, digest what I am saying and make your own mind up on what you need to do. […]

Bbl winter love

Stay Updated Every Day! > Ongoing Coverage of the “BBL Summer of Love – BBL Winter of Regret” Program – An Overview of the Probes and Upcoming/Current Recovery Efforts Targeting Fraudulent and Illegally Obtained Bounce Back Loans – Learn Whether, When, and in What Manner You’ll Face Consequences if You Fraudulently Claimed a BBL.

Be aware the initiative is going ahead, in fact it is currently in process, with the Public Sector Fraud Authority already showing their hand and announcing BBL blaggers can initially expect a […]

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