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  • [ September 22, 2025 ] David and Charlemagne McLoughlin, Directors of OCD Ventures Ltd, Receive 7-Year Bans for Misrepresenting Turnover to Secure £50,000 HSBC Bounce Back Loan BBL Blaggers
  • [ September 21, 2025 ] The Former Director General of the Institute of Directors, Anna Daroy Banned for 10 Years Over Fraudulent Second Bounce Back Loan BBL Blaggers
  • [ September 21, 2025 ] Mark Degnan Confiscation Order Hearing for Dual Bounce Back Loan Fraud, Judge Tells Him to Repay the Money or Face a Year in Prison BBL Abuse Punishments
  • [ September 21, 2025 ] Covid Corruption Commissioner Slams Insolvency Service as BBL Voluntary Repayment Scheme Shows Signs of “Two-Tier” Justice, with Some Participants Facing Court The Usual Madness
  • [ September 20, 2025 ] You Are Beauty Ltd’s Giulia Muscara Banned for 11 Years Over False Turnover Claims Relating to a £50,000 Bounce Back Loan BBL Blaggers
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September 22, 2025
HomeBBL Complaints Upheld

BBL Complaints Upheld

I know a lot of people feel ripped off or cheated by a Bounce Back Loan Lender, and some are pondering whether it will be worth their time and trouble taking their complaint to the Financial Ombudsman Service.

In this section of the website I have compiled BBL cases that have been upheld by an Ombudsman, and as such by perusing each case, it may give you some idea as to whether it is worth submitting your complaint, based on other successful outcomes.

Be aware, I have also compiled a section that will enlighten you on BBL related cases Ombudsmen have tossed out, so do check that section out too here > Bounce Back Loan Complaints Dismissed

Santander upheld
BBL Complaints Upheld

Santander Ordered to Pay Compensation for Identity Fraud Mishandling, Ombudsman Upholds Complaint

Santander closed accounts and denied a Bounce Back Loan due to a CIFAS marker from identity fraud. The Ombudsman upheld the complaint, ordering compensation for unfair treatment. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Pay £500 for Feeder Account Delay Blocking Bounce Back Loan, Ombudsman Upholds Complaint

ThHSBC’s eight-month delay in processing a feeder account prevented a Bounce Back Loan. The Ombudsman upheld the complaint, awarding £500, though eligibility was questionable. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Pay £100 for Ignoring Amended Bounce Back Loan Application, Ombudsman Upholds Complaint

HSBC dismissed an amended Bounce Back Loan application as a duplicate without review. The Ombudsman upheld the complaint, awarding £100 for the bank’s oversight. […]

Rbs upheld
BBL Complaints Upheld

RBS Ordered to Pay Increased Compensation for Bounce Back Loan Denials, Ombudsman Upholds Complaint

RBS declined a Bounce Back Loan three times, approving a fourth after MP intervention. The Ombudsman upheld the complaint, increasing compensation for the delays. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC’s failure to update an error-ridden Bounce Back Loan database hindered a customer’s loan application elsewhere. The Ombudsman upheld the complaint, awarding £400.

It became apparent to many people that the so called BBL database that was set up many weeks after the BBL scheme was launched to add another level of protection to banks against fraudulent and duplicate applications was error riddled. This case somewhat proves that beyond all reasonable doubt. […]

Hsbc not upheld
BBL Complaints Upheld

HSBC Ordered to Replicate Bounce Back Loan for Application Errors, Ombudsman Upholds Complaint

HSBC’s errors prevented a customer from securing a Bounce Back Loan. The Ombudsman upheld the complaint, ordering a replica loan post-scheme closure for the bank’s mistakes. […]

Barclays upheld
BBL Complaints Upheld

Barclays Ordered to Pay Increased Compensation for Bounce Back Loan Appointment Error, Ombudsman Upholds Complaint

Barclays scheduled a Bounce Back Loan account appointment when the branch was closed. The Ombudsman upheld the complaint, increasing compensation for the error. […]

Santander upheld
BBL Complaints Upheld

Santander Ordered to Pay £175 for Bounce Back Loan Application Errors, Ombudsman Upholds Complaint

Santander’s multiple errors mishandled a Bounce Back Loan application, causing delays. The Ombudsman upheld the complaint, awarding £175 compensation for the bank’s failures. […]

Hsbc complaint upheld
BBL Complaints Upheld

HSBC Ordered to Pay £150 for Bounce Back Loan Approval Delay, Ombudsman Upholds Complaint

HSBC delayed approving a Bounce Back Loan, later seized after a review. The Ombudsman upheld the complaint, ordering £150 compensation for the initial delay. […]

Lloyds upheld
BBL Complaints Upheld

Lloyds Ordered to Pay £500 for Wrongful CIFAS Marker Blocking Bounce Back Loan, Ombudsman Upholds Complaint

Lloyds’ erroneous CIFAS marker caused repeated Bounce Back Loan denials. The Ombudsman upheld the complaint, ordering £500 compensation for the bank’s error. […]

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Mikemrbb

Have a good look around the website, and if you are having any difficulties whatsoever repaying your Bounce Back Loan, or need a chat about what you may feel is a unique BBL related problem, give me a bell on the helpline, I will get you sorted, just like I have done with everyone who called before you. – Mike (Mr Bounce Back)

BBL “Amnesty”

Dark arts

Leaked Emails Show Labour Plan to Politicize and Weaponize the Public Authorities (Fraud, Error and Recovery) Bill, Using the Public Sector Fraud Authority to Concentrate Their Initial Efforts Making Examples of Right Leaning Councillors, Celebrities and “Patriots” – Take a Look at the Hit List and Watch as it Plays Out

Now Live

The list of those “on the right” that they are planning to target is very large, so just be aware of that fact. […]

Bbl summer of love launch day

The Official Announcement from HM Government and Some Words from the Covid Corruption Commissioner About the “Bounce Back Loan Voluntary Repayment Scheme” (BBL Summer of Love – BBL Winter of Regret) Which is Now Live – Don’t Miss Your Chance to Get Off the BBL Naughty List

Now Live

This is your chance to draw a line under any Bounce Back Loan skulduggery or on purpose/accidental BBL mischief you have been party to. […]

Updates

Bbl concerns

Most People Cannot Pull £50,000 (or However Much) Out of Their Back Pocket Before December to Repay an Erroneous Bounce Back Loan (When the Money Was Probably All Spent on Their Business Anyway) – This is What You Should Consider Doing If You Have Any Worries or Concerns About the Legitimacy of Your BBL

If you are going up the wall with worry, and a lot of people are doing so right now what with the BBL Voluntary Repayment Scheme going live, then read on, digest what I am saying and make your own mind up on what you need to do. […]

Bbl winter love

Stay Updated Every Day! > Ongoing Coverage of the “BBL Summer of Love – BBL Winter of Regret” Program – An Overview of the Probes and Upcoming/Current Recovery Efforts Targeting Fraudulent and Illegally Obtained Bounce Back Loans – Learn Whether, When, and in What Manner You’ll Face Consequences if You Fraudulently Claimed a BBL.

Be aware the initiative is going ahead, in fact it is currently in process, with the Public Sector Fraud Authority already showing their hand and announcing BBL blaggers can initially expect a […]

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